Hello Reader, Happy Sunday! The holiday season is about to start. What are your plans like? What we should be planning and investing for daily is ETFs. ETFs have transformed investing, and they’re a popular choice for their flexibility, low fees, and ease of use. I got a question on Threads yesterday and thought why not do a newsletter about it. For many investors ETFs, are perfect for a long-term strategy—especially those aiming for financial independence or following the 4% rule in...